{"id":462721,"date":"2026-08-28T14:17:45","date_gmt":"2026-08-28T18:17:45","guid":{"rendered":"https:\/\/autosphere.ca\/?p=462721"},"modified":"2026-08-28T14:17:45","modified_gmt":"2026-08-28T18:17:45","slug":"la-fraude-au-financement-automobile-bondit-de-72-au-canada","status":"publish","type":"post","link":"https:\/\/autosphere.ca\/fr\/concessionnaires\/2026\/08\/28\/la-fraude-au-financement-automobile-bondit-de-72-au-canada\/","title":{"rendered":"La fraude au financement automobile bondit de 72 % au Canada"},"content":{"rendered":"

Une faille d’information aux douanes permet au crime organis\u00e9 d’exporter des v\u00e9hicules financ\u00e9s frauduleusement, risquant de rench\u00e9rir le cr\u00e9dit pour les acheteurs canadiens.<\/strong><\/p>\n

Les r\u00e9seaux criminels organis\u00e9s exploitent de plus en plus le syst\u00e8me de cr\u00e9dit et d’exportation automobile canadien pour exp\u00e9dier des v\u00e9hicules obtenus frauduleusement vers l’\u00e9tranger. Selon le plus r\u00e9cent rapport de l’Association canadienne de financement et de location (CFLA), intitul\u00e9 <\/span>Financement frauduleux et exportations ill\u00e9gales de v\u00e9hicules<\/em>, les ports de Montr\u00e9al et de Halifax ont enregistr\u00e9 une hausse d’une ann\u00e9e sur l’autre de 72 % des v\u00e9hicules financ\u00e9s frauduleusement et destin\u00e9s \u00e0 l’exportation.<\/span><\/p>\n

Le probl\u00e8me r\u00e9side dans un manque de v\u00e9rification aux fronti\u00e8res plut\u00f4t que dans un d\u00e9ficit de pouvoirs l\u00e9gaux. Bien que l’Agence des services frontaliers du Canada poss\u00e8de l’autorit\u00e9 requise pour intercepter ces v\u00e9hicules, ses agents n’ont pas acc\u00e8s aux registres de liens et de financement en temps r\u00e9el. Michael Rothe, pr\u00e9sident et chef de la direction de la CFLA, souligne que le crime organis\u00e9 s’est adapt\u00e9 en ciblant cet angle mort, permettant aux v\u00e9hicules de quitter le pays avant m\u00eame que la fraude ne soit d\u00e9tect\u00e9e.<\/span><\/p>\n

Pour les concessionnaires et les institutions financi\u00e8res, cette vuln\u00e9rabilit\u00e9 soul\u00e8ve des inqui\u00e9tudes majeures quant \u00e0 l’acc\u00e8s au cr\u00e9dit. Huw Williams, porte-parole national de la Corporation canadienne des associations de d\u00e9taillants d’automobiles (CADA), avertit que si cette tendance se poursuit, elle risque de rendre le financement plus co\u00fbteux et moins accessible pour l’ensemble des consommateurs canadiens.\u00a0<\/span><\/p>\n

Face \u00e0 ce constat, la CFLA et la CADA demandent une intervention urgente du gouvernement f\u00e9d\u00e9ral afin de partager les donn\u00e9es financi\u00e8res avec les autorit\u00e9s frontali\u00e8res et prot\u00e9ger le march\u00e9 automobile national.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Une faille d’information aux douanes permet au crime organis\u00e9 d’exporter des v\u00e9hicules financ\u00e9s frauduleusement, risquant de rench\u00e9rir le cr\u00e9dit pour les acheteurs canadiens. Les r\u00e9seaux criminels organis\u00e9s exploitent de plus en plus le syst\u00e8me de cr\u00e9dit et d’exportation automobile canadien pour exp\u00e9dier des v\u00e9hicules obtenus frauduleusement vers l’\u00e9tranger. Selon le plus r\u00e9cent rapport de l’Association…<\/p>\n","protected":false},"author":526,"featured_media":462722,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[823,646],"tags":[10473],"class_list":["post-462721","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-concessionnaires-communique","category-concessionnaires","tag-cfla"],"acf":[],"yoast_head":"\nLa fraude au financement automobile bondit de 72 % au Canada - Autosphere<\/title>\n<meta name=\"description\" content=\"Une faille d'information aux douanes permet au crime organis\u00e9 d'exporter des v\u00e9hicules financ\u00e9s frauduleusement, risquant de rench\u00e9rir le cr\u00e9dit pour les acheteurs canadiens.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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